Medicare Guide

Hi there 👋 I'm your licensed Medicare guide.

Medicare can feel complicated — let's make it easy. I'll walk you through it right here, free of charge.

Medicare made easy — just ask.

Ask anything about Parts A, B, C and D, costs, deadlines or plan comparisons. No scripts, no pressure — just clear answers.

Quick Facts

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Support online

9:14 AM

Okay — what are the parts?

9:15 AM✓✓

Medicare Guide

Great question. Medicare has four parts. Here's a simple breakdown:

Attachment · The Four Parts

A

Part A — Hospital Insurance

Covers inpatient hospital stays, skilled nursing and hospice care.

Inpatient hospital care
Skilled nursing facility care
Hospice & respite care
Some home health services

B

Part B — Medical Insurance

Covers doctor visits, outpatient care, preventive services and equipment.

Doctor & specialist visits
Outpatient procedures & labs
Preventive screenings & vaccines
Durable medical equipment

C

Part C — Medicare Advantage

An all-in-one alternative offered by private carriers, often with extras.

Everything in Parts A & B
Usually prescription drug coverage
Often dental, vision & hearing
Annual out-of-pocket maximum

D

Part D — Prescription Drugs

Helps cover the cost of prescription medications at the pharmacy.

Brand-name & generic drugs
Plan-specific formulary tiers
Pharmacy network pricing
Annual out-of-pocket cap on drugs

Most people start with A and B, then add C or D depending on their needs.

9:16 AM

How much does your help cost?

9:17 AM✓✓

Medicare Guide

Nothing. 🎉 Our service is completely free to you.

Why it's free

We're an independent agency. Carriers pay us when someone enrolls, so you get licensed guidance at zero cost — and we stay free to recommend whatever actually fits you.

Completely free — you never pay a fee
Licensed advisors in all 50 states
Independent comparisons, not one-carrier sales
30+ carriers reviewed side by side
Year-round support, not just at enrollment

We're paid by the carriers — never by you. That means no pressure, ever.

9:18 AM

What's the difference between Original Medicare and Advantage?

9:19 AM✓✓

Medicare Guide

Here's a side-by-side so you can see it clearly:

Attachment · Comparison

Feature	Original Medicare	Medicare Advantage
Monthly Premium	Part B premium applies	Often $0 plus Part B
Provider Choice	Any doctor accepting Medicare	Network based
Prescription Coverage	— add Part D	Usually included
Dental & Vision	—	Often included
Out-of-Pocket Cap	— none	Yearly maximum
Referrals Required	— not needed	Varies

Swipe the table sideways on smaller screens. Benefits vary by plan and ZIP code.

Not sure which fits? I can compare both for you — free.

9:21 AM

When do I need to enroll?

9:22 AM✓✓

Medicare Guide

Open enrollment runs October 15 to December 7.

Deadline

Enrollment closes December 7

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Days

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Hours

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Minutes

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OCT 15 — OPENSDEC 7 — CLOSES

If you miss it, you may have to wait a year — and could face late penalties.

9:23 AM

How does the process work?

9:24 AM✓✓

Medicare Guide

It's three simple steps:

How it works

1

Tell me about you

A few quick details — your ZIP, your doctors and the prescriptions you take.

About 2 minutes

2

I compare your options

We check 30+ carriers in your area and shortlist the plans that actually fit.

Same day, usually

3

You enroll with support

We handle the paperwork together and stay with you all year long.

No cost, no obligation

9:25 AM

Medicare Guide

Here's what others have said:

Forwarded

MR

Margaret R.

Phoenix, AZ

★★★★★

"I was completely lost until I started asking questions here. Everything was explained in plain English and I saved $94 a month."

Forwarded

JT

James T.

Columbus, OH

★★★★★

"No pressure at all. They compared my options honestly and even told me when my current plan was already the best choice."

Forwarded

LD

Linda D.

Tampa, FL

★★★★★

"My new plan keeps every one of my doctors and adds dental. I only wish I'd asked sooner."

9:27 AM

Can I ask a few more questions?

9:28 AM✓✓

Medicare Guide

Of course — tap any question:

Most people qualify at age 65. You may also qualify earlier with certain disabilities, ESRD or ALS. We'll confirm your eligibility for free in a couple of minutes.

With Original Medicare, any provider who accepts Medicare works. With Advantage plans it depends on the network — send us your doctors' names and we'll check each plan before you enroll.

If you have creditable employer coverage you can usually delay Part B without penalty, then enroll during a Special Enrollment Period when you retire. We'll map out the timing with you.

We run your exact medication list against each plan's formulary and pharmacy network so you can see real yearly drug costs — not estimates.

Yes. You can switch during Open Enrollment (Oct 15 – Dec 7), during the Medicare Advantage Open Enrollment Period (Jan 1 – Mar 31), or any time you qualify for a Special Enrollment Period.

Yes — completely. You never pay us anything. Carriers compensate licensed agents at the same rate, so our recommendation is based on your needs, not our pay.

9:29 AM

Medicare Guide

And here are some helpful links:

Links

Medicare.gov Official Site

The government's official Medicare resource

Plan Comparison

See 30+ carriers side by side for your ZIP

Eligibility Review

Find out what you qualify for in minutes

Speak With an Advisor

Connect with a licensed guide online